Fuzhou individual provident fund two loan amount is how many?

2022-06-15 0 By

In fuzhou city within the administrative area of the purchase of staff families, for the first time to apply for the use of housing provident fund loans, the down payment proportion is 30%;For the second application of housing provident fund loan, the down payment proportion is 40%.The amount of housing accumulation fund loan = the balance of the housing accumulation fund account of both the borrower and the husband X 1.2 on the date of loan application + the expected contribution of housing accumulation fund X between the date of loan application and the date of retirement of the borrower and the husband XAdjustment coefficient 1.0 The maximum amount of housing accumulation fund loan for employee family is 800,000 yuan, the maximum amount of housing accumulation fund loan for single employee is 500,000 yuan, and the minimum amount is 200,000 yuan;If computational result exceeds domestic maximum limit 800 thousand yuan to press 800 thousand computation, single worker computation result exceeds maximum limit 500 thousand to press 500 thousand computation.The calculation of the loan amount of provident fund is closely related to the deposit status of provident fund, the age of employees, family income, fuzhou individual credit score, the number of times of using the loan provident fund and other factors. It is recommended that you log on the official website and wechat official account of Fuzhou Housing Provident Fund Center and use the loan calculator to calculate the loan amount.You can also bring the relevant materials to the nearest management department window of Fuzhou Housing Provident Fund Center for calculation. The specific loan amount is subject to the receipt at the loan window when applying for provident fund loan.The loanable amount of commercial loans shall be examined and approved by the undertaking bank in accordance with the provisions on commercial loans of the bank.Either of the applicant or his spouse who has used the housing provident fund loan can apply for the housing provident fund loan again to purchase the self-occupied housing within the administrative area of Fuzhou after the settlement.Apply for to use the number of housing accumulation fund borrows money to buy that as a family unit, any party of the both sides of husband and wife before marriage and after marriage, in this province or used outside the province to apply for accumulation fund loan, loan records including but not limited to fujian province comprehensive management information system of housing accumulation fund loan records and the People’s Bank of China personal credit report of accumulation fund loan records).All considered used.Wisco group of steel travel city real estate capital increase 764 million capital increase after 49.8% of the shareholding fuzhou trial taxi driver “one test two certificates” China Resources, Yuzhou Dasheng 1.058 billion acquisition case!Yuzhou Fuzhou several project properties or will be renamed