Annuities account takes in 3000 yuan every month, how much does insurance card take in every month?Do you understand?
China’s social welfare is very perfect, every urban workers need to pay social security, rural people also have rural insurance, rural cooperative medical care can also pay.What these two have in common are pensions and health care, the two most important and closely watched issues.When we are old and ill, we need pensions and health care to ease the burden of living.Pensions and health care matter to all of us.What do you know about pensions and health care?Do you know how much is coming into your pension account and medicare card each month?Can annuities account every month enter zhang to achieve 3000 really?If you have any work experience, you know that your pension and health insurance are combined on a social Security card. Social Security money is deducted from your salary, which means that the company will help pay some of your expenses.Having pension insurance means that you can receive a monthly pension when you retire, which is equivalent to paying part of your current salary for your future.Had endowment insurance, it means laborer can get pension by month after retiring, this is worker’s life safeguard.Endowment insurance is divided again for worker endowment insurance and resident endowment insurance.Employee pension If you work for a company, your social security includes an employee pension, which is usually 8 percent of your salary.For example, if you earn 10,000 yuan a month, you will have to pay 800 yuan for social security every month, which will go into your personal social security account.In addition, the company will also pay you some of the money paid by the company will go into a pooling account.If you don’t have a job, you can either contribute on your own or as a flexible worker, which has a very nice hidden benefit that many people don’t know about, but you can go and get the Flexible Employment Allowance, which varies from place to place.3. Resident endowment Insurance Under normal circumstances, the elderly will choose resident endowment insurance when they pay insurance.There are many levels to choose from, very flexible.A few hundred dollars at the bottom, a few thousand at the top.It’s usually once a year and it varies in different areas.No matter how we pay, one thing is the same: to qualify for a pension, you not only have to be at retirement age, you have to have contributed for 15 years.1. Classification of medical insurance accounts Medical insurance accounts are generally divided into individual accounts and pooling accounts. Pooling accounts refer to reimbursement for hospitalization expenses, while the accounts for drug purchase are individual accounts.Medical insurance is also a type of social security, so medical insurance meets other conditions of social security, such as the principle of paying more and getting more social security, depending on the unit.Medicare is when people pay for hospital visits or drugs that are paid out of their medicare accounts, reimbursing some of the costs to ease the burden on their families.Having medical insurance means that people can get some compensation when they see a doctor or buy medicine, which relieves people’s financial pressure.Unemployment insurance is to point to worker unemployment, get unemployment gold, help unemployed crowd in occupational gap period insurance.Inductrial injury insurance is to point to the insurance system that the economy helps when accident or death is suffered in the job worker or bereaved family, commonly not commonly used.The last type of maternity insurance covers the medical costs of maternity for the insured and maternity leave for the employee.Of course, the contribution base of medical insurance is not as high as that of pension. The contribution base of pension is not only determined by regional factors, but also by the number of years of payment and the location of payment.Current, individual of medical treatment insurance is unified pay base scale is 2%, unit is unified pay cost scale is commonly 5%-7%, it is 6.5% mostly.But this is all indeterminate, some units are different.Different fields have different inclusion criteria.According to policy regulation, worker individual turns into individual account entirely, the worker of different age layer turns into scale to differ.Three, is there really 30 million yuan of pension income?Retirees’ health insurance card receipts can be calculated in different ways in different areas.This is mainly because health insurance is not uniform across the country, and contributions to health insurance cards for retirees are largely determined by local health insurance funds.It is accurate to say that different cities have different levels of insurance card payment, which largely depends on local policies.Some places are accounted for according to a certain proportion of the pension, some are accounted for according to a certain amount, and some are accounted for according to age or social wage level.In Dalian, I will pay 6% of the pension to the medical insurance card account every month.The pension is 3000 yuan, so the medical insurance card is 180 yuan.Some cities, such as Shenzhen, pay 8.06% of the average annual salary of on-the-job workers.Elderly people under 70 in Beijing pay 97 yuan a month for their health insurance card, or 1,164 yuan a year.People over 70 years old get 107 yuan a month, or 1,284 yuan a year.For example, in a prefecture-level city in central China, the amount of the health insurance card is 90 yuan per month for a 60-year-old multiplied by 1.5, and 105 yuan per month for a 70-year-old.Therefore, in some cities, the pension income determines the proportion of health insurance card income.To annuities, there is no specific fixed value of 3000 yuan.But I have to say, if the pension account monthly income of 3,000 yuan, is a very high number, you know that pension deposit is generally based on the number of years, the average retirement pension of every ordinary worker is about 1,000 yuan, 3,000 yuan pension is generally state-owned enterprise employees.They meet other requirements because they work long hours and work in big cities with high cost of payment.4. Pension payment mode and its influencing factors The existing pension payment mode in Our country pays more than gets more, and the basic pension has related influencing factors.How much pay, how much individual account, retirement age, individual accumulative pay fixed number of year, and local average salary are directly related.If your monthly contribution to the pension is high, then you will get more pension after retirement, of course, your contribution for a longer period of time, your pension will increase accordingly.Among them, the most important are the payment period, the payment base and the amount stored in personal account.To sum up, China has been trying to balance the relationship between pension and medical insurance for a long time, so we have reason to believe that China’s social security system will get better and better, and there will be more and more pension.But it’s more important to raise the standard of the city, to raise the average salary to increase the minimum pension, or to be able to allow people to live comfortably in their city, to get more pension, then you need to contribute as much as you can.We need to know the regulations at the time of collection and the relevant influencing factors.Want to know of annuities get limit and capture pay base, capture pay fixed number of year, the element such as average salary of society is closely related.After the above article written, I believe that we also have a certain understanding of it!Any questions about pension and health care accounts?